HOW TO HANDLE AN INSURANCE CLAIM AND A ROOF COMPANY AT THE SAME TIME

Accidents happen. That’s why we have insurance. Homeowner’s insurance is especially important, as damage to your property can often end up being extremely expensive. Water damage can cost $2,386 to fix, on average. Fire and smoke damage may reach $4,172. And wind damage can cost significantly more — an average $5,757, though sometimes totalling $10,000 or more.

The areas most commonly affected by weather-related damage, not surprisingly, are roof systems. Whether you’re missing shingles from a wind or hailstorm or you’ve discovered a leak in the middle of a downpour, roofing requires special — and often immediate — care.

Sometimes, however, it’s difficult to tell whether it’s worth filing an insurance claim for any damage you notice on your roof. Before you make the insurance call, have a roof company come out to provide an inspection and estimate. Roofers in Denver are experienced in detecting damage from hail and will be able to tell you whether insurance is likely to cover the cost of repairs or not.

If you do proceed with an insurance claim, the insurance adjuster will also need to come out and inspect the damage. Many times, the roof company may want to be there for the insurance inspection, too.

The insurance company will provide you with an estimate of costs and how much they’re willing to cover. If you’re lucky, you may be eligible for an entire roof replacement because of a few mangled tiles. Roof installation takes around three to four days on an average-sized roof.

On the other hand, you may take this as an opportunity to improve your roof’s energy efficiency. Roof products that are Energy Star certified deflect more of the sun’s rays, which can lower surface temperatures by as much as 100 degrees Fahrenheit. That cooling translates to less heat infiltrating the inside of your home, and cooler temps inside without cranking the air conditioning.

When you have insurance on your side, roof damage could actually be a blessing in disguise. Don’t let damage get you down — talk with a roof company today for a consultation.

THE BEST ENVIRONMENTALLY FRIENDLY ROOFING OPTIONS FOR DENVER HOMES

Your choice of roofing could make a large impact on how much energy is needed to comfortably heat or cool your home throughout the year. If energy savings are what you’re after, modern roof systems are often better at temperature regulation than older models. Certain roofing materials can help you keep energy costs to a minimum, too.

Not only that, but residential roofers can also reduce the environmental footprint of your home through the use of sustainable materials. Some roofing materials have a long life span, some are made of recycled materials, and some do both, which is a bonus for any eco-conscious homeowner.

If you’re in the market for a new roof, here are three of the best Denver roofing options that work well with Colorado’s unpredictable climate:

Cool Roofs: This type of roofing is usually made out of a light-colored material, which helps deflect the sun’s rays to keep the interior temperature of your home more stable. Any type of light-colored material can reap benefits, but cool metal roofs in particular can reduce peak cooling demands inside a structure by 15% and overall cooling costs by 20%.

Metal Roofs: Metal roofs are becoming more popular than traditional asphalt tiles not only because of their chic look, but because they’re much more durable and sustainable to produce. The roofing itself can be made of recycled materials, and recycled again after a long and useful life — sometimes 50 years or more.
Recycled Shingles: More and more, shingles manufacturers are also looking to be more eco-friendly in their production of materials. Some are made from recycled waste, which keeps housing materials out of landfills and gives them new life at an affordable price for homeowners.

There are many small changes you can make around your home to practice better sustainability for the planet, and your choice of roofing material is no exception. Many times, what’s good for the earth can also be good for your wallet, too, helping you save money in energy costs without sacrificing the comfort of your home.

Contact us today to learn which materials might be best for putting a new, eco-friendly roof over your head.